Research conducted by Perplexity AI using the following sources:

• Interest-rate cuts may fade for 2026 borrowers: Fed official
• Lone Fed official pushes jumbo 2026 interest-rate cuts
• Stephen Miran urges Fed to cut rates by 'well over 100 basis points'
• What do Fed rate cuts mean for investors?
• Fed Interest Rate Forecast for 2026: How Many Cuts To Expect
• What's Next for the Fed in 2026?
• Fed Outlook 2026: Rate Forecasts and Fixed Income Strategies
• What are today's mortgage interest rates: January 6, 2026?
• The Fed – Meeting calendars and information